Measuring the Influence of Perceived Cybercrime Risk on Online Service Avoidance
Abstract of Measuring the Influence of Perceived Cybercrime Risk
Measuring the Influence of Perceived Cybercrime Risk on Online Service Avoidance.Cybercrime is a pervasive threat for today’s Internet-dependent society.While the real extent and economic impact is hard to quantify, scientists and officials agree that cybercrime is a huge and still growing problem. This paper presents a parsimonious model that builds on technology acceptance research
and insights from criminology to identify factors that reduce Internet users’ intention to use online services.
We hypothesize that avoidance of online banking, online shopping and online social networking is increased by cybercrime victimization and media reports. We test our hypotheses using a structural equation modeling analysis of a representative pan-European sample.
ONLINE services provide extensive individual and socio-economic benefits to modern society.
Online banking has introduced a convenient yet inexpensive and effective way of remotely handling financial transactions
Conclusion
Measuring the Influence of Perceived Cybercrime Risk on Online Service Avoidance.Indirect cybercrime costs, incurred by fearful Internet users who are reluctant to use online services, are a big problem for today’s Internet-dependent society. We synthesize well-established research on technologyacceptancemodelsandcriminologyinthecontext of consumer-oriented cybercrime, to analyze factors that drive the counterpart of acceptance online service.
